Best Extended Auto Warranty Companies in Cincinnati, OH
Sept. 27, 2019, 8:53 p.m.
Unexpected car repairs, especially ones that affect the engine or transmission, can be expensive. Extended auto warranties, which cover problems not included in the original manufacturer warranty and extend the life of your coverage, can protect your vehicle as it ages. Our partners at ConsumerAffairs researched the best extended auto warranties in Cincinnati to help you choose the right protection for your car.
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How to choose an extended auto warranty in Cincinnati
Car maintenance is a common expense for drivers in the Cincinnati area. Winter temperatures often dip below freezing, creating potholes and crumbling roads that can cause expensive damage to vehicles. An estimated 23 percent of Ohio’s roads are in poor condition, and an additional 12 percent are rated as mediocre.
Car insurance or the original manufacturer warranty do not usually cover damage caused by poor road conditions, so these costly repairs are typically paid out-of-pocket. The Bureau of Labor Statistics says the average driver spends $660 per year on car maintenance and repairs. Cincinnati residents should look to extended auto warranties to protect them from unexpected costs.
You can purchase extended auto warranties in addition to the original manufacturer or dealer warranty. Extended auto warranties can close the gaps in the original manufacturer warranty and provide coverage that lasts long after the original warranty expires. Unlike car insurance, which covers costs from accidents and theft, extended auto warranties focus on repairing your car if it breaks down.
There’s a deductible ranging from $50 to $200, and you may be required to use an in-network garage for the repairs. Avoid plans that have a higher deductible or require you to pay up-front for costs and be reimbursed later.
The types of repairs covered by your warranty vary greatly from plan to plan. Some auto warranties in Cincinnati only cover basic repairs to certain components, while others offer bumper-to-bumper coverage and routine maintenance.
Adding extra coverage will increase the warranty cost, but that isn’t the only thing that affects the price of an extended auto warranty in Cincinnati. Other factors include:
Age and mileage: If you’re purchasing a used car, the cost of your warranty is based on the age and mileage of the vehicle. Some providers only offer warranties on vehicles below a certain mileage, while others cater to cars with more miles on them.
Parts covered: There are many levels of coverage available, allowing customers in Cincinnati to choose which parts of the vehicle are covered by their warranty. The most basic, low-cost plans won’t cover required maintenance or standard repairs such as brake replacement.
Warranty term: Your extended warranty will last until your car reaches a designated age or mileage, whichever comes first. The longer the term, the more expensive the plan will be. Practice caution with extended warranty companies that advertise unusually high terms and make sure your warranty will last long enough to be useful.
Be sure to read the fine print when selecting your extended auto warranty. Ideally, your plan will not have a waiting period more than 30 days or a long list of exclusions. You should also review the company’s repair network and claims process before making your choice.
Endurance offers four levels of extended auto warranties, providing options for every price point or coverage need. The company can help you find the plan that’s right for you, and all warranties are administered in-house so you never have to go through a middleman. Customers in Cincinnati say the company has top-notch customer service.
CARCHEX’s extended auto warranty comparison will help you find the best price on the Cincinnati market. A knowledgeable service agent will match you with a plan that suits your vehicle, budget and maintenance needs. Customers in Cincinnati report great results with their service plans and appreciate CARCHEX’s helpfulness throughout the process.
CarShield covers both new and used cars, even those with high mileage. They advertise having a plan for every vehicle and budget, and they have a responsive customer service team and favorable reviews in Cincinnati. Ask about their specialty coverage if you have specific needs not covered by other extended warranties.
Infinite Auto Protection offers three extended auto warranty plans. Each comes with a 30-day money-back guarantee and 24/7 roadside assistance. Customers like being able to take their vehicles to any dealership or certified repair shop and say Infinite Auto Protection has an efficient claims process and low deductible.
Our partners independently research and analyze the companies mentioned in our guides and work with subject matter experts to add valuable information that helps consumers make smart purchase decisions. Our partners will not include companies on these guides that do not meet specific quality standards. The compensation we receive from our partners may impact how and where companies appear on our site, including the order in which they appear.
Our partners independently research companies, and use editorial discretion to award companies with special recognition (i.e. Best Value) based on their staff’s judgement or subject matter expert’s judgement. Our partners do this to help you identify companies that will meet your specific buying needs, and do not receive compensation for these designations.