Compare Top Home Warranties, Service Plans
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American Home Shield
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Be sure with The Shield. |
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Learn More | Read More |
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Choice Home Warranty
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Offers two plans with basic or comprehensive coverage. Plans start at $46.67 per month with an $85 service call fee. Optional coverage for limited roof leaks, pools and spas available. Make a claim online 24/7. |
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Liberty Home Guard
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Coverage starts at $1 a day. Customizable plans. Extensive technician network. Additional property discounts. Set per-claim fees. 60-day workmanship guarantee. Offers month-to-month coverage and longer-term plans. |
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Total Home Protection
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Offers two plans covering select systems and appliances. Costs start at $53.67 per month, with a standard service call fee of $75. Coverage options vary by location. Add-on coverage is also available. |
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America's 1st Choice Home Club
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Extended work guarantee. Member benefits and discounts. Three service fee options. Use any licensed, insured technician. Monthly payment plans available. No rate increases on renewal. Plans are transferable to the next homeowner. |
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Learn More (678) 236-0645 | Read More |
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Select Home Warranty
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Appliance, system and combination plans available. Plans start at around $45 a month. Roof coverage included for some plans. Special promotions include free extra months on your contract and annual pay discounts. |
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Why do I need a home warranty in Cincinnati?
Purchasing a home warranty is a cost-effective decision for many homeowners in Cincinnati. Whether you’re putting your house on the market, managing a rental property or looking to maintain your home as it ages, these plans cut costs on repairs to major components and appliances.
Temperatures in Cincinnati often fall below freezing in winter and rise during muggy summers, requiring reliable heating and cooling systems to keep residents comfortable. In neighborhoods with historic houses like Over-the-Rhine or Mt. Adams, repairs to these systems can be particularly expensive.
How much does a home warranty cost in Cincinnati?
A home warranty in Cincinnati usually costs between $600 to $1,200 per year, with policies ranging from as low as $145 to nearly $3,000.
Home warranty policyholders can usually choose to pay monthly or annually for coverage. If something breaks, you contact the warranty company, which will then send a technician from within its network. You pay a small service fee for the technician’s diagnosis, and if the appliance or system is covered, the warranty company will pay for its repair or replacement.
Home warranty coverage in Cincinnati
Depending on the coverage, your policy may fall into the following tiers:
| Coverage Level | Included |
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| Basic | HVAC systems, plumbing systems, electrical systems, major appliances (e.g., dishwasher, built-in microwave, refrigerator, oven range, laundry machines) |
| Extended | Pool, spa, garage door, garage door opener, septic system; other systems may be added at additional cost |
As you look for the right home warranty, be certain that systems and appliances that matter to you are covered. Read reviews to find out if customers find the claims process easy or if they experience difficulty getting repairs and replacements done. If you suspect any signs of a scam, check to see if the company is accredited and rated by the Better Business Bureau.
Keep in mind that home warranties are not the same as homeowners insurance. A warranty protects you from breakdowns due to wear and tear, while an insurance policy pays to repair damages caused by fire, weather, theft and other events. Insurance may be required for your home, but warranties are optional and can be purchased at any time.
Home Warranty Reviews
American Home Shield |
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With American Home Shield, you can customize your plan to cover what’s important to you, or you can choose from three standard plans to meet your Cincinnati home maintenance needs. Optional coverage is available for pools and spas, well pumps and septic pumps. Service fees range from $75 to $125, and customers get access to discounts on appliances and air filters. Reviewers report good value for the price. |
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Choice Home Warranty |
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Choice Home Warranty offers a basic plan and a total plan, which adds on coverage of an air conditioning system, refrigerator and washer and dryer. Customers can also add optional coverage for a pool/spa, sump pump, septic system and other items. The standard service call fee is $75. Choice Home Warranty gets generally good reviews from customers, with many appreciative of prompt, professional service. |
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Liberty Home Guard |
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With appliance and system plans starting at less than $1 per day, Liberty Home Guard offers flexible plans that let you tailor coverage to fit your home needs. Customer support is open 24/7 and Liberty says that empathy and integrity are core company values. |
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Total Home Protection |
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Total Home Protection offers two different home warranty plans, with options for add-on coverage of a pool, spa, sump pump and more. Customers get 24/7 access to claims service and the benefit of prescreened, licensed and insured service contractors. There is no limit to the number of claims you can place and no fee to transfer a policy to a new homeowner. Reviewers appreciate how easy it is to submit claims and the follow-up from customer service after repairs. |
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America's 1st Choice Home Club |
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With tiered pricing options, AFC Home Club makes it easy to see what is and is not covered under its three plans. Choose one that fits your home’s needs and buy extra coverage to protect additional appliances and systems. There’s no deductible, only a $60 service fee. Plans include restaurant gift cards and a retail savings program for cash back at 5,000 retailers. |
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Learn More (678) 236-0645 |
Select Home Warranty |
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Select Home Warranty has three plans available: appliances, systems or a comprehensive plan that includes both. Customers are covered for an unlimited number of repairs, which are serviced by a network of 10,000 qualified contractors. Policyholders in Cincinnati say Select Home Warranty is affordable and there for you when problems arise. |
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